Year 2015 ended with consolidated net income (Group share) up 14% compared to 2014, at EUR 56.2 million.
In the achievement of these results, I would like to pay tribute to the quality of work done by my predecessor, Mohamed Bennani. His efforts have in
particular led to improving banking coverage in the different countries, developing our market shares either on deposits or on loans, and a significant
increase in customer accounts overall, up from 1.8 million in 2013 to 2.6 million accounts under management in 2015.