Identité BOA

Rapports d'activités


For BANK OF AFRICA – RWANDA (BOARWANDA) 2017 was marked by an investment process begun in 2017 and a decrease in net income of 510%, due to overly high fixed costs.

The network did nevertheless expand, with the opening of two new branches. Its structure has been strengthened, with the total balance sheet up 58% thanks to an increase in customer loans and fixed assets of 55% and 48% respectively. Deposits grew 118%.

Headcount increased, leading to an increase in operating expenses of 104%. Depreciation and amortisation expenses were up by 185% year-onyear, mainly as a result of increased investments.

Loans were up 55% compared to the previous year, resulting in a provisioning rate of 39%. The cost of risk was down slightly, by 0.1% (from 2.2% to -2.1%).

BANK OF AFRICA – RWANDA’s objective is still to give stability to the network, while continuing to attract deposits and loans, control operating expenses and increase net operating income to improve profitability.


Rapports des années précédentes

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